
Top 10 personal loan offers in India for 2025, Interest rates, Fees, and Eligibility compared
With rising financial needs in India, personal loans remain a popular option for everything from home improvements to medical emergencies. Experts recommend comparing interest rates, processing fees, loan amounts, and eligibility before applying.
Here is a breakdown of the top 10 personal loan offers from banks and NBFCs in India for 2025, highlighting key features for borrowers.
Top 10 Personal Loan Offers
Bank / NBFC
Interest Rate (p.a.)
Processing Fee
Loan Amount
Tenure
Best For
Key Notes
HDFC Bank
10.50% – 21.00%
1–2%
₹50,000 – ₹40 lakh
12–60 months
Salaried professionals, high-value loans
Quick disbursal for existing customers
SBI
9.60% – 20.50%
1–2%
₹50,000 – ₹20 lakh
12–60 months
Government employees, low-rate loans
Attractive for goo...
